Caution: This Site is Experimental

Giving "investment advice" means advising a particular person to buy or sell a specific stock or security. That's not what we do.  Our information is general and it may not be right for you. We are trying to provide analytical information that might be helpful as one element in investment decisions. It is important to remember that we are using new analytic approaches that need a lot more proving before they can be seriously relied upon.

The information and opinions presented on this web site are not intended as, and should not be construed as investment advice. Investment in stocks and other securities involves real and significant risks. You are strongly urged to obtain additional investment information and to consult with your personal investment advisors to determine the investments that are best for you. It would be foolish to base your investment decisions on just the information provided on this web site. The information provided at this Web site is inadequate in forming a sound investment decision and it may even be out of date, incorrect or misleading.

Much of the information contained on this web site has been developed using various forms of experimental statistical analysis. As experiments performed in real time, these analyses may or may not prove to be correct in their forecasts or even correctly performed as computations. The forecasts presented at this web site may be wrong. At the very best, the forecasts presented may have some collective statistical validity, but that means that a great many incorrect forecasts will be made.

Neither HOVZ nor anyone associated with HOVZ accepts any responsibility for any investment decisions you make.

Also see: Terms of Use