Terms of Use

HOVZ Stock Market Forecasts (HOVZ.com) is a property of HOVZ Research LLC. When using this HOVZ Web site you agree to the following conditions and terms (“Terms of Use”). If you do not agree with these terms and conditions please stop using this site and leave. We reserve the right to change any of these Terms of Use at any time and for any reason. Your continued use of this site signifies your acceptance this Agreement and of these Terms of Use and is just the same as if you had signed a legal agreement. THIS AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY; AND AN EXCLUSIVE REMEDY. THESE PROVISIONS FORM AN ESSENTIAL BASIS OF THE TERMS OF USE.

COPYRIGHT AND LIMITATIONS ON USE

The information content available through this Web site is the property of HOVZ and is protected by copyright and other intellectual property laws. You may download or print the information on this Web site for your personal noncommercial use. You agree not to reproduce, redistribute, retransmit, broadcast or circulate the information received through HOVZ without the express prior written consent of HOVZ.

NATURE OF SERVICE AND WARNING OF EXPERIMENTAL CHARACTER

The information and opinions presented on this web site are not intended as, and should not be construed as investment advice. Investment in stocks and other securities involves real and significant risks. You are strongly urged to obtain additional investment information and to consult with your personal investment advisors to determine the investments that are best for you. It would be foolish to base your investment decisions on just the information provided on this web site. The information provided at this Web site is inadequate in forming a sound investment decision and it may even be out of date, incorrect or misleading.

Much of the information contained on this web site has been developed using various forms of experimental statistical analysis. As experiments performed in real time, these analyses may or may not prove to be correct in their forecasts or even correctly performed as computations. The forecasts presented at this web site may be erroneous. At the very best, the forecasts presented at this web site may have some collective statistical validity, but that means that a great many incorrect forecasts will be made.

Neither HOVZ nor any one associated with HOVZ accepts any responsibility for any investment decisions you make.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

YOU EXPRESSLY AGREE THAT USE OF THIS WEB SITE IS AT YOUR SOLE RISK. THIS WEB SITE IS PROVIDED "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND YOU BEAR THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, AND ACCURACY.

THERE ARE NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

THE DISCLAIMERS OF LIABILITY CONTAINED IN THIS SECTION APPLY TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

IN NO EVENT WILL HOVZ OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING, OR DISTRIBUTING THIS WEB SITE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS OR TRADING LOSSES) ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEB SITE OR OUT OF THE BREACH OF ANY WARRANTY.

HOVZ DOES NOT ENDORSE, WARRANT, OR GUARANTEE ANY PRODUCT OR SERVICE OFFERED BY A THIRD PARTY OR THAT IS ACCESSED THROUGH A HYPERLINK FROM THIS WEB SITE. USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

IF YOU ARE DISSATISFIED WITH THIS WEB SITE, YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, OR YOU HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST THIS AGREEMENT OR THE HOVZ WEB SITE, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE HOVZ WEB SITE.

LINKS TO THIRD-PARTY SITES

This Web site contains hyperlinks to other Web sites operated by parties other than HOVZ, and other resources and advertisers. Such hyperlinks are provided for reference only. These hyperlinks do not constitute and are not meant to imply any form of endorsement of other Web sites. HOVZ is not responsible for the availability of these external sites, nor is it responsible for any of the contents, advertising, products, or other materials on such external sites.

MISCELLANEOUS